There are generally two factors that will determine how much you can borrow:

Affordability – how much you can borrow

The lender will want to know about your income and current commitments, to be satisfied that you can meet the repayments. If you would like to obtain a pretty clear idea of how much you can borrow, click on the relevant calculator from our suite.

Equity – how much your property is worth

Your loan will be secured against your property and as such, the lender may wish to inspect your property for valuation purposes.